Relative Something

*this* John W. Hays' take on things and experiences

Seeking Approval

with 2 comments

There is an awful lot of detail that requires attention after you sign an offer on a new house. More than I can process, but it has to be dealt with, so I don’t have much choice. It seems funny that there was such a long span of time in which I was waiting, and now there is a rush to get everything done. Where’d I put my 2011 W2?

I guess I wasn’t supposed to use my credit cards while waiting to be approved for a loan. I pay the entire balance every month, so it seems to me that it provides plenty of history for how we manage our finances. It’s not like I stopped living. I charged the groceries I bought online.

We are looking into getting out of the big banks and into a credit union based near our new property. I am hoping they will provide our mortgage. We are crunching through the approval process anew, after continued frustration dealing with the first option presented to us.

I think all this rigmarole is the reason we lived where we are now for 25 years. It was easier.

Here’s hoping it is the last time we have to do this. The master bedroom is on the main floor. If we move the washer and dryer up to the same level, we could have a place that will fit our needs long into our frail and feeble years.

Written by johnwhays

August 29, 2012 at 7:00 am

2 Responses

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  1. I was reminiscing while sharing your experiences with Tim….his comment: “if it comes easy, it isn’t worth it.”
    Hang in there! The one that floored me was when I had to provide proof of a college degree! For a mortgage???? Made no sense to me!

    Mary's avatar

    Mary

    August 29, 2012 at 8:07 pm

    • We are working hard, so this will be worth it! We are also very pleased with friendly service and progress achieved thus far from credit union as compared to first organizations that felt like they were beating us up (albeit delivered with a friendly smile).

      johnwhays's avatar

      johnwhays

      August 29, 2012 at 10:20 pm


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